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Product Idea2026

Leivo: A lending library run by your neighbours

Borrow before you buy, and build trust through Karma

My Role

Concept, design & development

Status

Mobile app built with an API; preparing store release

Tools & Tech

React NativeExpoTypeScriptExpress APIPrivacy manifestsAccessibility

Borrow. Share. Trust.

The Problem

Most households own things they use a few times a year, such as a drill, a tent or a ladder, while neighbours buy the same things. Lending between strangers fails on trust: people worry about items not coming back, and about sharing too much about where they live.

The Idea

Leivo is a lending library for a neighbourhood. You post items you are happy to lend, find things nearby with a radius slider, and send a request. A chat, a return flow and a reputation called Karma keep the loop accountable. Lenders can set a minimum Karma and a maximum borrow duration for each item, so each person controls how much trust they extend.

How It Works

  1. STEP 1

    Find nearby

    Browse items on a map and list within a radius you choose.

  2. STEP 2

    Request

    Ask to borrow an item. The owner sees the request in their inbox and can chat.

  3. STEP 3

    Borrow and return

    A guided return step closes the loop for both sides.

  4. STEP 4

    Earn Karma

    A successful lend and an on-time return both earn Karma, which unlocks access to higher-trust items.

Design Decisions

Trust you can tune

Per-item minimum Karma and maximum duration move trust decisions to the lender instead of a global rule.

Coarse location only

Users type a postcode or address, and items are stored only as an approximately 300 m cell. No device GPS is collected.

Proof of neighbourhood, once

A one-time IBAN check confirms a real person who lives locally, to protect everyone they borrow from.

Safety built in

Report and block on items and chats, plus in-app account deletion. No analytics, ads or tracking SDKs.

Where It Stands

  • Full borrow, chat, return and Karma flows implemented
  • Privacy manifest, data-safety answers and compliance notes prepared for both stores